Plan Success Method

At FiduciaryFirst, our Plan Success Method includes a comprehensive approach to best practices we call Prudent Fiduciary Process and an exciting approach to participant success known as The Participant EffectSM.

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Prudent Fiduciary Process

Fiduciary and regulatory risk can expose you to personal liability, as well as threaten your balance sheet, your retirement plan, and the future of your business.

FiduciaryFirst works in concert with your retirement plan committee to deliver an innovative fiduciary process designed expressly to help manage liability while building a plan that benefits your employees and your business.  Our Prudent Fiduciary Process encompasses all major pension laws, trust statutes, and industry best practices, and provides an efficient and formalized methodology for fiduciary governance and due diligence.

By encompassing all major pension laws, trust statutes, and industry best practices, FiduciaryFirst’s Prudent Fiduciary Process provides an efficient and formalized fiduciary risk management and due diligence process. Additional services include executive benefits, plan conversion, merger & acquisition assistance, compliance assistance, and coordination with other third-party consultants.

We use participant-focused education tools in conjunction with The Participant EffectSM to guide your employees toward better, more informed decisions that help them pursue their retirement goals.

Financial Wellness

The Participant EffectSM is a guidance based, beginning to end retirement solution to help your employees create confidence in your financial life.  Our goal is to help your employees reach a successful retirement by becoming financial well.  

How does it work?

Financial Wellness Assessment: The Participant EffectSM program begins with an online Wellness Assessment. This brief survey will ask your employees general questions regarding their financial history to get a gauge of their overall financial wellness. Upon completion, they will be provided with their Financial Wellness Score and a customized action plan based on their individual needs and goals.

Group Education Workshops: The Participant EffectSM will analyze the wellness assessment results from your employees. Based on the aggregate responses, we will hold in person and web based education workshops covering a wide range of topics including but not limited to: college planning, investment basics, how to manage debt, planning to buy a home, etc.

One-on-One Meetings: The Participant EffectSM also offers one-on-one meetings with financial advisors. These meetings may be in person, via webinar or conference call. Our financial advisors are available to your employees on an ongoing basis, not just for a one-time meeting. And, these meetings are intended to go beyond the scope of your company sponsored retirement plan – our advisors are happy to speak with your employees about all of their financial needs and goals, they are even welcome to bring your spouse to meetings!

If you’d like more information, please contact The Participant EffectSM at 888-968-9168 or This email address is being protected from spambots. You need JavaScript enabled to view it.   

Plan Success Method

Of course, all Employers want their plan to be a success. Using the Plan Success Method, our advisors serve as your proactive co-fiduciary, working with your management team to carefully:

  • Utilize Prudent Fiduciary Process to lead robust and well-documented best practices.
  • Establish plan goals and a definition for success.
  • Measure plan performance against goals and benchmarks using a calendar and detailed long-term strategy.
  • Utilize The Participant EffectSM (TPE) Program to drive participant success.
  • Develop a well-defined and consistent process.
  • Continuously document processes and store all plan best practices in our server-based proprietary Client LockBox.
  • Structure processes, contracts, documents, and safe harbor regulatory opportunities to help manage personal and corporate liability.
  • Follow all known DOL and IRS regulations.

Not only do all governmental and qualified plans require fiduciary oversight, but employers are responsible for demonstrating their fiduciary due diligence. Since the primary reason for Department of Labor (DOL) scrutiny or litigation involving retirement plans is either lack of consistency or outright lack of process, the opportunity for plan sponsors is to put in place a consistent process that addresses risk and maximizes benefits to both their organization and plan participants.

FiduciaryFirst's Plan Success Method has helped organizations across the country to do just that by leveraging best practices and carefully considering the many components that drive participant success while managing risk to the organization.

Won't you join them?


Client Lockbox

Contact Details

1060 Maitland Center Commons

Suite 360

Maitland, FL 32751

Phone: 866-625-4611

Fax: 407-740-6113